Senior Mortgage Underwriter - Wholesale Division

Remote
Full Time
Experienced
Who We Are:
Dominion Financial Wholesale (DFW) is a nationally recognized Non-QM lender dedicated to serving consumer mortgage brokers. Specializing in DSCR and alternative-qualification loan products, we provide flexible, client-focused financing solutions that help brokers grow their businesses and close more deals. We’re expanding rapidly and looking for a detail-oriented Senior Underwriter to join our team and support our mission of delivering speed, service, and reliability—where brokers win.


Our Company’s Core Values
  • Integrity
  • Accountable & Dependable
  • Team Centric
  • System & Process Oriented
  • Service Ethic
  • Organized Efficiency - Risk Management & Compliance

Your Impact
  • Optimize underwriting tools, processes, and policies to enhance team performance
  • Contribute to the evolution of systems and underwriting policy to increase operational efficiency

In This Role You Will
  • Assess mortgage loan applications for eligibility and risk, with attention to creditworthiness, income stability, and property valuation
  • Review and analyze financial documents such as tax returns, bank statements, appraisals, and credit reports
  • Make timely, informed underwriting decisions using agency, Non-QM, and company-specific guidelines
  • Collaborate cross-functionally with loan officers, processors, and other team members to gather supporting information
  • Stay current with industry regulations and market trends
  • Make high-stakes credit decisions that directly influence company risk and borrower experience
  • Mentor and support other underwriters, contributing to a strong team culture
  • Maintain thorough documentation and clear communication around underwriting decisions

Requirements
  • Bachelor's degree or 10+ years of relevant mortgage underwriting experience
  • At least 7 years as a Mortgage Underwriter with demonstrated expertise in both Agency and Non-QM loans
  • Deep understanding of mortgage lending regulations, risk assessment, and compliance
  • Proficient in analyzing complex financial documents and making sound credit decisions
  • Excellent written and verbal communication skills
  • Highly detail-oriented with a focus on accuracy and compliance
  • Comfortable using industry-specific underwriting platforms and tools

Benefits:
  • Health insurance
  • Dental insurance
  • Vision insurance
  • 401(k)
  • 401(k) matching
  • Paid time off

While At Dominion You Will Enjoy
  • Company outings & social events 
  • Virtual events 
  • Companywide competitions and raffles 
  • Personal financial workshops
  • Orioles season tickets
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