Real Estate Analyst
Remote
Full Time
Experienced
Who We Are:
Dominion Financial Wholesale (DFW) is a nationally recognized Non-QM lender dedicated to serving consumer mortgage brokers. Specializing in DSCR and alternative-qualification loan products, we provide flexible, client-focused financing solutions that help brokers grow their businesses and close more deals. We’re expanding rapidly and looking for a detail-oriented Underwriter to join our team and support our mission of delivering speed, service, and reliability—where brokers win.
Our Company’s Core Values:
Your Impact:
Dominion Financial Wholesale (DFW) is a nationally recognized Non-QM lender dedicated to serving consumer mortgage brokers. Specializing in DSCR and alternative-qualification loan products, we provide flexible, client-focused financing solutions that help brokers grow their businesses and close more deals. We’re expanding rapidly and looking for a detail-oriented Underwriter to join our team and support our mission of delivering speed, service, and reliability—where brokers win.
Our Company’s Core Values:
- Integrity
- Accountable & Dependable
- Team Centric
- System & Process Oriented
- Service Ethic
- Organized Efficiency - Risk Management & Compliance
Your Impact:
- Ensure the integrity of mortgage underwriting decisions that directly affect loan quality and investor trust
- Drive efficient and compliant underwriting processes to support rapid loan decisioning and broker satisfaction
- Review and assess mortgage loan applications to determine eligibility and risk
- Analyze financial documents such as tax returns, bank statements, appraisals, and credit reports
- Make informed underwriting decisions based on company guidelines, program requirements, and applicable regulations
- Collaborate with loan officers, processors, and other stakeholders to clarify and gather required documentation
- Maintain complete, accurate records of underwriting decisions and conditions
- Stay current on industry regulations, Non-QM program changes, and underwriting best practices
- Support a team-oriented, solutions-driven underwriting environment
- Perform other underwriting-related duties as assigned by management
- Bachelor’s degree or 5+ years of mortgage underwriting experience
- Minimum of 5 years as a Mortgage Underwriter with demonstrated ability to manage complex underwriting scenarios
- Strong experience underwriting Non-QM products (bank statement, asset depletion, DSCR, 1099, and P&L loans)
- Manual underwriting experience required
- Recent underwriting experience (within the past 6 months)
- Expert understanding of both Agency and Non-QM lending guidelines and compliance requirements
- Proficiency with mortgage software systems, including Encompass and Mavent
- Exceptional analytical, organizational, and decision-making skills
- Clear, professional communication skills, both written and verbal
- High attention to detail and accuracy
- Health insurance
- Dental insurance
- Vision insurance
- 401(k)
- 401(k) matching
- Paid time off
- Company outings & social events
- Virtual events
- Companywide competitions and raffles
- Personal financial workshops
- Orioles season tickets
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